1.    Eligibility

1.1      The AIG July Giveaway Promotion (the “Promotion”) is organised by AIG Asia Pacific Insurance Pte. Ltd. (“AIG”). It will be held from 1 July 2025 to 31 July 2025, both dates inclusive (the “Promotion Period”).

1.2   The Promotion will be administered and run by AIG and is only open Singapore residents (“Eligible Individuals”).

1.3   Eligible Individuals who successfully purchase a valid eligible policy, listed in Table 1 below, during the Promotion Period (each an “Eligible Policy” and collectively “Eligible Policies”) will be entitled to 1 lucky draw chance (each a “Lucky Draw Chance”) for every $100 premium payable (after GST) or part thereof, to win one of the prizes (“Prize”) listed in Table 2 below provided:

(a)    the policy is not subsequently cancelled,

(b)    the purchase is made via the link at www.aig.sg,

(c)     the Eligible Individual is a direct customer of AIG without any intermediary (agents, brokers, partners, sponsors or affiliates).

Table 1

Product Category	Eligible Policies
Accident & Health	·       Domestic Helper Insurance ·       Sapphire Enhanced Choices
Auto	·       AIG Car Insurance Complete ·       AIG Car Insurance Collision Only
Personal Property	·       Homes Advantage ·       Homes Essential
Travel	·       Travel Guard Direct

Table 2

Lucky Draw Prizes	Quantity Available
iPhone Pro 256GB (worth SGD1749)	1
SGD777 worth of eCapitaVoucher	2
Apple Watch 10, Aluminium 42mm (worth SGD599)	2
Airpods 4 with Active Noise Cancellation (worth SGD249)	2

1.4   For avoidance of doubt, no minimum premium is required for the Lucky Draw Chance to win a Prize. The number of Lucky Draw Chances awarded is based on each Eligible Policy purchased. There is no maximum limit as to the number of Lucky Draw Chances a policyholder can receive.

Illustration:
Mr Tan purchased 2 Eligible Policies during the Promotion Period: 1 Travel Guard Direct policy with premium of $80 after GST and 1 AIG Car Insurance Complete with premium of $1020 after GST. He will be awarded a total of 11 Lucky Draw Chances: 1 chance for his travel insurance, and 10 chances for his car insurance.

1.5   For the purchase of a Couple / Family policy, only the main policyholder will be eligible for the Lucky Draw Chance(s) to win a Prize.

1.6   Each Eligible Individual will only be entitled to win one Prize.

1.7   The Eligible Policy / Eligible Policies must be valid at the time when the Prize’s Notification is sent. More details on the redemption of the Prize are set out in Section 2 below.

1.8   This Promotion is valid in conjunction with any other promotions, discounts or offers offered by AIG without any intermediary (agents, brokers, partners, sponsors or affiliates).

1.9   Employees of AIG, and their immediate family members are eligible to participate in the Promotion provided that the policy is purchased without the use of any staff discount(s).

 

2.    Notification and Redemption of Prize

2.1      7 winners will be randomly selected based on AIG’s records of purchase through an electronic draw on 28 August 2025 at the premises of AIG office at 78 Shenton Way, #10-16, AIG Building, Singapore 079120 (each a “Winner” and collectively “Winners”).

2.2      The Winner(s) will be notified by email or SMS (“Prize’s Notification”) by the electronic mailing address or mobile phone number provided to AIG at the point of purchase of the Eligible Policy within 7 days from the date of the electronic draw. The details of the Winner(s) will also be published on www.aig.sg/julygiveaway by 4 September 2025. AIG will deliver the Prize within 2 weeks from the date of the Prize’s Notification to the mailing address or electronic mailing address of the Winner(s) which was provided to AIG at the point of purchase of the policy.

2.3      AIG shall not be liable if the delivery of any Prize Notification / Prize to the relevant Eligible Individual is unsuccessful. AIG reserves the right to deal with any uncollected Prize or Prize returned to it for any reason in any manner it deems fit.

2.4      Once the Prize’s Notification is sent, Eligible Individuals will not be allowed to cancel their policies.

2.5      The colour of the Prize (where applicable) will be randomly provided at AIG’s sole discretion. Requests, including requests for exchange and/or or replacement, relating to the colour of the Prize will not be entertained.

2.6      The Prize is not transferable or exchangeable for cash, credit or kind. AIG reserves the right to replace the Prize with other items of similar value without prior notice.

 

3.    General Conditions

3.1 By participating in the Promotion, you agree to be bound by these terms and conditions (“T&Cs”).

3.2   AIG reserves the sole and absolute right to do the following at any time:

(a)          disqualify any person from his/her participation in the Promotion for any reason whatsoever; and/or

(b)          disqualify any person from receiving any Prize under the Promotion for any reason whatsoever.

3.3 Without prejudice to the generality of clause 3.2 above, non-compliance with these T&Cs and/or the breach of any other requirements communicated by AIG to the Eligible Individuals may, at AIG’s sole and absolute discretion, result in the immediate disqualification of said person from participating in the Promotion.

3.4 AIG’s decision on all matters relating to the Promotion will be at its sole and absolute discretion and will be final and binding on all parties, and no correspondence shall be entered into in relation to the same.

3.5 AIG reserves the right to extend or terminate the Promotion, and to vary, delete or add to any of these T&Cs at any time without notice, and at its sole and absolute discretion.

3.6   By participating in this Promotion, it is agreed that any information collected or held by AIG (whether contained in the application form or otherwise obtained) may be processed, used and disclosed by AIG, its associated individuals/companies and/or any independent third parties, to carry out the implementation and administration of the Promotion. Policyholders may opt out of participating in the Promotion via the link here.

3.7  AIG shall not be liable in any manner for any claims, losses, damages or expenses arising out of, or relating to, (i) the Promotion or the use of the Prize(s); (ii) the quality and functionality of the Prize(s) (including but not limited to any inherent defect); and (iii) the fitness for purpose of the Prize(s). 

For the avoidance of doubt, AIG is not the supplier of the products and/or services redeemed/purchased using the Prize(s) which are vouchers and will not accept any liability in relation thereto.

3.8   AIG assumes no responsibility for incomplete, lost, late, damaged, illegible, misdirected forms and/or other forms of communication, which may result in any policy not being purchased during the Promotion Period.

3.9  These T&Cs shall be governed by and construed in accordance with the laws of Singapore. The Courts of Singapore shall have exclusive jurisdiction over any disputes arising from this Promotion and these T&Cs, including the validity and enforceability thereof.

3.10  In the event of any inconsistency between these T&Cs and any promotional materials relating to the Promotion, these T&Cs shall prevail.

3.11  AIG’s Domestic Helper Insurance, AIG Car Insurance Complete, AIG Car Insurance Collision Only, Homes Advantage, Homes Essential and Travel Guard Direct policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for these policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.aig.sg, www.gia.org.sg or www.sdic.org.sg).

3.12 The statement below only applies to Basic Benefits and Add-On Benefits (excluding Pet Care, Reimbursement of Event Tickets and Damage to Personal Effects):

AIG’s Sapphire Enhanced Choices policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for these policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.aig.sg, www.gia.org.sg or www.sdic.org.sg).