Loss of documents
Provides cover for damages due to destruction or damage to, or loss, distortion, erasure or mislay of a Third Party’s Documents for which the Insured is legally responsible, provided that the destruction or damage to, or loss, distortion, erasure or mislay of such Third Party's Documents.
Dishonesty of employees
Provides cover to the Insured (who is not the actual perpetrator) for any fraud or dishonest conduct of an Employee.
Defence costs
Covers reasonable fees, costs and expenses incurred by or on behalf of the Insured in the investigation, defence, adjustment, settlement or appeal of any Claim.
Professional Liability
Provides cover for:
- Any actual or alleged breach of duty
- Negligent act, error, emission, or misstatement
- Misleading statement
- Breach of warranty of authority committed in good faith
- Breach of confidentiality which occurs in the performance of or failure to perform Professional Services
Defamation
Provides cover for any actual or alleged libel or slander committed without malice by reason of words written, spoken or broadcast in the course of providing Professional Services.
Intellectual property rights infringement
Provides cover for an unintentional infringement of any intellectual property right of any Third Party, other than patents.