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We are updating our services to better meet your needs. Our online services will be unavailable on 22 August 2026, 8am to 11pm. We apologise for the inconvenience.

 

Why Choose AIG Specialty Contractors and Renovators Scheme?

With our long and successful track record as a preferred partner for Casualty risk solutions, we have the capabilities to offer a tailored solutions for general renovation and specialty contractors. Our solution, Specialty Contractors and Renovators Scheme (SCARS) is a tailor-made package policy that provides comprehensive Work Injury Compensation Act (WICA) and Public Liability cover.  

The AIG Advantage

AIG Specialty Contractors and Renovators Scheme Solutions

General renovation contractors

Specialty contractors (for example, flooring, plastering, electrical works, plumbing, air-conditioning, carpentry)

The Specialty Contractors and Renovators Scheme insurance provides two forms of coverage:

Work Injury Compensation Act (WICA)

Protects you form any liability under the Work Injury Compensation Act (WICA 2019) or common law to compensate your employees for bodily injury and death. 

Public Liability

Protects you against legal liability to third parties for bodily injury or property damage.

 

Please see the Specialty Contractors and Renovators Scheme (SCARS) brochure in the Downloads section for more details.