Hassle-free enrolment |
Get immediate coverage through our easy application process, without the need for a medical examination |
Free coverage for your little ones |
If you and your spouse are both insured under a single Sapphire Enhanced Choices policy, your children will enjoy free coverage of up to 25% of selected benefits |
Coverage for bites and food poisoning |
Receive up to S$250 per day while you are hospitalised, and up to S$10,000 reimbursement for in and outpatient medical treatment for animal and insect bites, including dengue fever, and food poisoning |
Temporary disability benefit |
In the event you sustain an injury resulting in Temporary Total Disablement, we will provide up to S$400 or 75% of your weekly income each week |
Choice of add-ons |
Wide range of add-on benefit options available to best reflect your way of life |
Pet care |
During your hospitalisation, we will pay S$50 per day for the cost of placing your cat or dog at a kennel, cattery, or pet hotel |
Reimbursement of event tickets |
Should you be unable to attend or need to cancel a paid event as a result of hospitalisation due to injury, we will pay up to S$300 for the non-refundable cost of your event ticket |
Damage to personal effects |
If the personal items that were with you at the time of accident resulting in your hospitalisation were damaged, lost or stolen, we will provide cover up to S$500 |
Physiotherapy reimbursement |
If your doctor recommends physiotherapy as part of your accident recovery, we will cover the costs of the sessions for up to S$100 per visit and up to a maximum of S$300 per accident |
Complementary or alternative medicine |
If you prefer to receive traditional chinese medicine (TCM) treatment, we will reimburse you up to S$750 for the cost of TCM treatments related to your accident |
Daily hospital income |
Reduce the financial impact of a lengthy hospital stay with cash payments of up to S$100 per day of hospitalisation due to illness |
Lifestyle maintenance benefit |
Minimise the impact on your loved ones’ lifestyle with a one-time payment of up to S$25,000 in the event of accidental death |
Child support fund |
In the event of accidental death, we will provide up to S$25,000 for each dependent child to support them during their time of need |
Protection against critical illness |
For an affordable additional premium, receive up to S$80,000 coverage for major cancer, heart attack, stroke, kidney failure, and coronary artery bypass surgery – these five conditions make up 90% of critical illness cases |
The statement below only applies to Basic Benefits:
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg).
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