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AIG Personal Accident Plan for Students Studying Overseas

√   Choice of plans to match your study term

√   Covers evacuation expenses to bring you home to Singapore

   Add coverage for accident and sickness medical expenses for a complete plan

As you take the leap towards your future with an overseas education, safeguard your time abroad with AIG Personal Accident Plan for Students Studying Overseas. It is specially designed to meet your needs with comprehensive coverages for medical expenses, tuition fees and holiday travels. After all, we are here for you to take on the future together.

Read more to find out about AIG Student Assist. 

Key Benefits

Two-way hospital visits

We will pay for an immediate family member to come stay with you if you are hospitalised, or for you to fly back to Singapore to visit a hospitalised family member

Sponsor protection

Get up to S$15,000 cover for any unpaid tuition fees in the event of death or permanent disability of your sponsor

Study interruption

If you cannot complete your studies due to hospitalisation,  terminal illness, or death of an immediate relative, we will reimburse your tuition fees for up to S$10,000

Emergency medical evacuation

In the event of a medical emergency, we will cover evacuation expenses to bring you home to Singapore

Travel inconvenience benefits

Going for a holiday during your term break? You are protected with worldwide assistance and covered for travel delay, lost baggage and other inconveniences

Choice of plans

Choose from a six-months or one-year policy duration to match your study term. Individual and family plans are also available

Add sickness medical cover

For complete protection, you can add coverage for accident and sickness medical expenses on top of the core plan

What Is Covered?

Benefits

Coverage
(max. limit)

Accident medical expenses
Covers medical expenses for injury sustained in an accident when overseas

S$15,000                  

Emergency medical evacuation
Covers all expenses incurred for emergency medical evacuation by AIG Travel Asia Pacific Pte Ltd (ATAP)

Unlimited

Repatriation expenses
Covers expenses in returning your remains to Singapore in the event of your death when overseas

Unlimited

Felonious assault and battery
Compensates for your accidental death or permanent injury if you are assaulted

S$75,000

Hospital visits (two-way travel)

  • Covers travel and accommodation expenses for an immediate family member to stay with you if you are hospitalised for more than five days
  • Covers your travel expenses to fly to Singapore if an immediate family member is hospitalised for more than five days

S$5,000

Compassionate visit (two-way travel)

  • Covers travel and accommodation expenses for sending a relative or friend to assist with the repatriation arrangements of your remains in the event of your death when overseas
  • Covers your travel expenses to return to Singapore in the event of the death of your immediate family member

S$5,000

Benefits

Coverage
(max. limit)

Sponsor protection
Covers unpaid tuition fees in the event of the death or permanent disability of your sponsor

S$15,000

Study interruption
Covers tuition fees paid for the current semester if you cannot continue your studies due to hospitalisation for more than one month, terminal sickness or death of an immediate family member

S$10,000

Benefits

Coverage
(max. limit)

Loss of personal baggage
Covers loss of your baggage due to theft or misdirection during the care, custody and control of a common carrier
S$2,000
Laptop computer
Covers loss of your laptop due to burglary, theft or natural disaster at your residence overseas, or at a hotel during your holidays
S$1,000
Loss of travel documents
Covers the cost of replacing travel documents lost due to theft or natural disasters during your holidays
S$500

Baggage delay

  • Pays S$50 for every six consecutive hours that your baggage is delayed while overseas
  • Pays up to S$50 if your baggage is delayed in Singapore
S$500

Travel delay

  • Pays S$50 for every six consecutive hours that the public transport you are to travel in is delayed while overseas on a holiday
  • Pays up to S$50 if this delay is in Singapore
S$500
Overseas residence guard
Pays for damage to household contents due to a fire at your residence overseas which was left vacant while you were on holiday
S$3,000
Worldwide 24/7 assistance service
Free access to ATAP’s worldwide emergency and assistance services with an overseas collect call
Included

Benefits Coverage
(max. limit)
Personal liability abroad
Covers your liability to third parties or damage to their property caused by your negligence while overseas
S$300,000

Accidental death or permanent disablement
While you are studying overseas or on vacation

S$150,000

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.AIG.sg or www.gia.org.sg or www.sdic.org.sg).

Extend Your Coverage

Benefits

Plan A
(max. limit)

Plan B
(max. limit)

Plan C
(max. limit) 

Medical expenses for accidents and sickness

- Covers medical expenses incurred overseas for injury due to an accident or sickness

- Covers follow-up treatment in Singapore for injury or sickness, up to a maximum of S$5,000


For sickness only: excess of S$100 per claim applies

S$20,000

S$80,000

S$120,000

Before You Buy

You can apply for Student Assist if you are:

  • Between 15-45 years of age, and
  • Attending a full-time course outside Singapore with a registered education institute.

Individual plan

Duration

Core Plan

Core Plan + Plan A

Core Plan + Plan B

Core Plan + Plan C

Six months $327.00 $452.89 $830.58 $1,082.37
One year $392.40 $602.23 $1,231.70 $1,651.35

Family plan

Duration

Core Plan

Core Plan + Plan A

Core Plan + Plan B

Core Plan + Plan C

Six months $719.40  $996.37  $1,827.27  $2,381.21
One year $863.28  $1,324.90  $2,709.74  $3,632.97 

This plan does not cover any travel in, to, or through Cuba, Iran, Syria, Sudan, North Korea, or the Crimea region.

Support

Call us

Enquiries: 6419 3000
24-hour overseas emergency assistance hotline: 
6733 2552

Enquire Online

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